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Home Equity Loans

If You Are Dreaming Big, Tap Into Your Home's Equity

When the right opportunity comes along, you should be able to take advantage. Our home equity options are a great way to fund all of your planned and unexpected expenses. We offer competitive rates and local decision-making so you can get an approval quickly. Let us help put your home equity to work for you, from home improvement projects to paying for college.

WHAT'S THE DIFFERENCE BETWEEN A HOME EQUITY LOAN
AND A HOME EQUITY LINE OF CREDIT?

With a Home Equity Loan, you borrow the sum of money upfront and make a fixed payment. With a home equity line of credit (HELOC), you borrow the money as you need it. A HELOC works similarly to a credit card, as it is a revolving line of credit. A home equity loan will charge interest at a fixed rate. A HELOC will charge interest at an adjustable-rate that can change at the beginning of each month. We notify our clients each time the rate changes.

HOME EQUITY LOANS

Do you make regular payments on your home mortgage? Or better yet, have you made extra payments along the way? You can borrow against the equity you’ve built in your home and use that money to make home improvements, consolidate debts, or cover any other major expense. Let us help you finance quickly and easily; with lenders you know and trust.

HOME EQUITY LINE OF CREDIT

Needing to complete home improvement projects or use your homes equity for other projects? Your equity can be used to secure a line of credit. Based on the equity you’ve built thus far, we’ll establish a borrowing limit. You can borrow cash anytime. You’ll only pay the interest, and as you pay down your balance, you can re-borrow up to your limit. Contact our friendly personal bankers to discuss your options.

*All loans subject to credit approval.

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